Highland Creek, Charlotte, North Carolina& Moss Creek
Representative photograph of covenant documents and a plat map on a desk

Associations / Both communities

The HOA guide.

Highland Creek and Moss Creek each have their own homeowners association. This guide explains what those associations typically control and exactly what to request — without publishing dues that change.

What to know

The details.

01 / Two separate associations

Owning in Highland Creek does not give access to Moss Creek's Monarch Club, and owning in Moss Creek does not give access to Highland Creek's amenity sites.

02 / Layers of fees

Some sections, especially townhome areas, may have a sub-association with its own dues in addition to the master association.

Verify: Every association that applies to the specific parcel.

03 / Architectural approval

Exterior paint, fences, additions, pools, roofs and major landscaping commonly require approval before work begins. This matters for anyone planning a renovation or rebuild.

Verify: Current architectural guidelines and application process.

04 / Resale documents

Ask for the declaration, bylaws, rules, budget, reserve information, recent minutes, dues history, pending assessments and any transfer or working-capital fees.

Verify: Documents through your closing attorney before due-diligence ends.

05 / Rentals and use rules

Leasing, parking, signage and outdoor storage rules vary. Investors and households with boats, trailers or work vehicles should read them carefully.

06 / Why we don't list dues

Dues and assessments change, and publishing old figures would mislead. Get current numbers directly from the association.

Sources: Highland Creek community · Moss Creek neighborhood. Associations, fees, rules, school assignments and amenities change; confirm each for the specific address or parcel.